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Housing Counseling Services

CEDA’s Housing Program—funded by local, state, and federal organizations and partners—is a comprehensive housing counseling program focused on helping families remain in or obtain affordable housing.

CEDA works collectively with lenders to work out payment plans for those seeking mortgage delinquency assistance.  The Housing Program also works with over 100 landlords throughout suburban Cook County to place extremely low income families in temporary and affordable housing.   Each year CEDA provides counseling services to over 1,500 families and individuals.

All families and individuals are eligible for personalized counseling services. A housing counselor will be assigned to each household to help assess client situation and determine housing services need.  Short-term rental assistance may be provided, pending funding availability and client eligibility.

Foreclosure Prevention Workshops

Wednesday, June 22, 2016
5:30 p.m. - 7:00 p.m.

Wednesday, August 17, 2016
5:30 p.m. - 7:00 p.m.

Wednesday, October 19, 2016
6:00 p.m. - 8:00 p.m.

Location:
Markham Public Library
Main Conference Room
16640 Kedzie Ave., Markham, IL 60428

Please call (312) 782-CEDA (2332) ext. 8962 to register

Homeowner Services

  • Home Buying/ Pre-purchase Counseling

    CEDA provides one-on-one and group counseling to those that are seeking to purchase housing. Pre-purchase counseling includes an analysis of the client’s financial situation to determine the feasibility of purchasing versus renting and the price range that the client can reasonably afford. The client will walk away learning the ins and outs of the home buying process, real estate and mortgage terminology, financing alternatives, and fair housing laws.

  • Mortgage Delinquency and Mortgage Default Counseling

    CEDA provides one-on-one and group counseling to those seeking to address the need for assistance in avoiding foreclosure or accessing alternative housing to prevent homelessness. Mortgage delinquency/mortgage default counseling includes an analysis of the client’s financial situation to determine the options available to cure the delinquency/default. Budget counseling is required to assist the client in maximizing his or her available resources. Once the budget is analyzed, the counselor will contact the lender to determine the eligibility of entering into a reinstatement plan or forbearance agreement. Additional options on how to avoid foreclosure are also discussed.
  • Financial Management/Budget Counseling

    CEDA provides one-on-one and group counseling to those that are seeking to balance their budget or those that have credit issues. Other options, such as refinancing home loans or home equity loans may be discussed based on the client's eligibility.

Renter/Homeless Prevention

  • Temporary Transitional Housing for Veterans, Individuals and Families

    This program provides transitional housing for up to two years to homeless veterans, individuals and families that are in need of temporary housing and support services.  All clients will live in an independent living setting, have tools and skills to help achieve self-sufficiency and improve their quality of life. Space is limited.

  • Permanent Housing for Individuals and Families through the Rental Housing Support Program

    This program is a state funded program designed to provide rent subsidies to tenants living in RHS units across suburban Cook County. All eligible tenants must come from the CEDA WAITING LIST and must be at or below 30 percent of the area median income. For example, an individual must gross at or below $15,960 and a family of four must gross at or below $22,800. Other restrictions may apply. Space is limited to eighty-five (85) subsidies.

  • Rental Counseling

    CEDA provides one-on-one and group counseling to those that are seeking to the need for affordable housing to avoiding eviction or accessing alternative housing to prevent homelessness. This type of counseling includes a financial analysis to determine how much rent the client can afford to pay and alternative should renting not be affordable. All rental clients are advised on their rights under fair housing laws and local ordinances related to landlord/-tenant relations. Other options are discussed should the client be unable to afford market rent.

  • Services for the Homeless Counseling

    CEDA provides one-on-one counseling to those that are near homelessness or homeless. This type of counseling is geared for those seeking emergency shelter or other emergency services.

Regional Community Service Centers and Partnership Sites

Central

CEDA Central Administrative Office
567 W. Lake Street, Suite 1200
Chicago, IL 60661

West Suburbs

6141 West Roosevelt Road
Cicero, IL 60804

South Suburbs

1215 West End Avenue
Chicago Heights, IL 60411

53 East 154th Street
Harvey, IL 60411

For an appointment and additional information contact CEDA:
(312) 782-CEDA (2332) ext. 8962