Housing Services

CEDA’s Housing Program—funded by local, state, and federal organizations and partners—is a comprehensive housing counseling program focused on helping families remain in or obtain affordable housing.

CEDA works collectively with lenders to work out payment plans for those seeking mortgage delinquency assistance.  The Housing Program also works with over 100 landlords throughout suburban Cook County to place extremely low income families in temporary and affordable housing.   Each year CEDA provides counseling services to over 1,500 families and individuals.

All families and individuals are eligible for personalized counseling services. A housing counselor will be assigned to each household to help assess client situation and determine housing services need.  Short-term rental assistance may be provided, pending funding availability and client eligibility.

 

Homeowners Services

Illinois Hardest Hit Homeowner Loan Program For Under-Employed And Unemployed (HHF)

CEDA HHF Program is designed to assist unemployed or substantially underemployed homeowners who satisfy certain criteria with interim mortgage payments assistance on the borrower's personal residence, subject to borrower contribution based on income, for up to eighteen (18) months. The goal is to allow the borrower to sustain income and homeownership through new employment or job training efforts without the immediate threat of default or foreclosure on the residence.

Illinois Foreclosure Prevention and Cook County Mediation Programs

CEDA IFP and Mediation Programs are designed to assist families and individuals that are delinquent in or in default of losing their homes. The goal is to help the homeowner reach a dignified exit.  A CEDA housing counselor will work closely with the legal department and/or lender and servicer for a payment plan to remain in the house or help them obtain other housing opportunities.

• Illinois Foreclosure Prevention Network Website

Revitalizing Neighborhoods/Building Blocks Pilot Program and Neighborhood Stabilization Program for Homebuyers

CEDA Building Blocks Program is designed to help stabilize communities struggling with the foreclosure crisis by working with families and individuals interested in purchasing newly rehabbed housing in the areas of Berwyn, Maywood, Chicago Heights, South Holland, Park Forest, and Riverdale.

Special restrictions apply for both, Building Blocks and Neighborhood Stabilization Programs.

 

Renters/Homeless Prevention

 

Transitional Housing for Homeless Individuals and Families

CEDA Transitional Housing Program is designed to develop supportive housing and services that will allow homeless persons to live as independently as possible.  The assistance of the supportive services is to help them to achieve residential stability, increase their skill and/or incomes, and obtain greater self-determination (i.e., more influences over decisions that affect their lives).

Interested homeless families and individuals must be willing to move to west and northwest suburban Cook County and meet other program compliances.

Transitional Housing for Honorably Discharged Veterans

CEDA Transitional Housing Program is designed to develop supportive housing and services to honorably discharged, homeless veterans.  This program is designed to improve the lives of men that have served our country, but is in need of direct housing and services that can assist them in transitioning back into self-sufficiency.  The assistance of the supportive services is to help them to achieve residential stability, increase their skill and/or incomes, and obtain greater self-determination (i.e., more influences over decisions that affect their lives).

Interested honorably, discharged Veterans must be willing to move to Chicago Heights, IL and meet other program compliances.